820 12Th ST, Key Colony, FL 33051
820 12Th ST, Key Colony, FL 33051
820 12Th ST, Key Colony, FL 33051
820 12Th ST, Key Colony, FL 33051
820 12Th ST, Key Colony, FL 33051
820 12Th ST, Key Colony, FL 33051
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Listed by Ea Ruth Loffreno Real Estate
$ 3,595,000
Est. payment | /mo

6 Beds

4 Baths

3,333 SqFt


Save
$ 3,595,000
Est. payment | /mo
Save

6 Beds

4 Baths

3,333 SqFt

Key Details

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Active

Purchase Type For Sale

Square Footage 3,333 sqft

Price per Sqft $1,078

Subdivision Key Colony Bch 2Nd Addn (53.5)

MLS Listing ID 618280

Bedrooms 6

Full Baths 3

Half Baths 1

HOA Y/N No

Year Built 1993

Annual Tax Amount $22,531

Tax Year 2025

Lot Size 8,250 Sqft

Acres 0.19

Property Sub-Type Single Family Residence

Land Area 3333

Property Description

Luxurious waterfront home offering sweeping views of Shelter Bay and 75 feet of deep-water (5 ft) dockage with direct ocean or Gulf access via Vaca Cut, just minutes to open water, a true boater's delight. Custom built by D'Asign Source, this six-bedroom 3.5-bath residence spans over 3,300 square feet and comes fully furnished (with select seller exclusions), making it ideal as a turnkey vacation rental (7 day minimum), second home, or primary residence. Designed in classic South Florida style, the home features soaring ceilings, an open and airy floorplan, abundant natural light, and whitewashed terracotta tile that adds warmth and timeless island character. The spacious kitchen includes granite countertops, stainless steel appliances with a Bosch convection cooktop, and a center island, perfectly suited for entertaining. A flexible sixth bedroom functions beautifully as an office on the second level, part of a private primary retreat that occupies the entire upper floor. Outdoor living is a highlight, with an east-facing backyard, a resort-style pool (resurfaced in 2021) and hot tub, outdoor kitchen, convenient poolside bathroom connects directly to one of the bedrooms (ideal for guest comfort and rental functionality), and lush, easy-care Xeriscaping, perfect for relaxed island evenings. Boaters will also appreciate the step-down dock and concrete seawall rebuilt in 2024, providing unobstructed water access. Additional features consist of a low maintenance brick paver driveway and 2 car garage (new door in 2025). Key Colony Beach is a planned island community known for its mobility, quiet streets, and dedicated city services. Residents enjoy public beaches, a par-3 golf course, marina, tennis and pickleball courts, scenic trails and biking paths. An exceptional opportunity for investors, water lovers, and those seeking a light-filled waterfront home where every detail supports both lifestyle and long-term value.

Location

State FL

County Monroe

Community Other Area Features, Bike Paths, Beach, Tennis Court(S)

Area 17 - Vaca Cut - Both Sides Holiday Inn/Key Colony

Zoning R-1A - Key Colony Single Family

Direction Take US1 to Sadowski Causeway, turn right on W. Ocean Dr, then right on 12th Street. Home is on the right at 820 12th Street.

Interior

Interior Features Walk-in Closet(s), Cathedral Ceilings, Drapes/Blinds Incl, Granite Counter Top, Smoke Alarms, Whirlpool Bath Tub, Window Treatments

Heating Electric, Central

Cooling Heat Pump, Central Air, Ceiling Fans(s)

Flooring Wood, Tile, Carpet

Furnishings Furnished

Window Features Impact Rstnce Window,Other Windows/Doors,Shutters

Appliance Dryer, Washer, Dishwasher, Disposal, Microwave, Oven, Stainless Steel Appliance(s), Refrigerator

Laundry Laundry Room

Exterior

Exterior Feature Hot Tub, Outdoor Kitchen, Lighting

Parking Features Guest, Off Street

Pool Heated, In Ground, Decked

Community Features Other Area Features, Bike Paths, Beach, Tennis Court(s)

Utilities Available FKAA, Municipal Sewer

Waterfront Description Bay Front, Canal Front, Open Water

Roof Type Tile Roof

Porch Open Porch/Balcony, Patio

Garage No

Others

HOA Fee Include None

Tax ID 00077350-000000

Acceptable Financing Cash, Conventional

Listing Terms Cash, Conventional

Pets Allowed Yes

Nearby Locations

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820 12Th ST